Finbee Investments

8.8 Total Score
Finbee review

FinBee is a convenient and suitable platform if you want to start investing and employing your money. The average annual income for investors here is up to 18%, and the minimum investment amount is only 5 Euros. However, you should keep in mind that not all investments are insured here, so it is important to weigh all the risks and analyze each individual or legal person who applies for a loan. If payments are late, FinBee handles debt recovery free of charge, but not all 100% of the debtors repay it. The company charges a 1% fee if you want to sell your loans on the secondary market. The platform is very convenient to use, registration is easy and responsive on smart devices. In summary, FinBee is worth trying because it has high interest rates. However, you should try to invest gradually and diversify your investments in order to keep risks at a minimum.

Service Quality
Customer Service
  • High, 18% average interest rate;
  • No additional fees;
  • Convenient website;
  • Free debt recovery.
  • Investments are not insured
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Finbee is a Peer-to-Peer lending platform where people lend money to other people on the most favorable terms. The platform gives an opportunity to invest in both personal and business loans. The minimum investment amount is 5 Euros, you can make small investments to each loan. In 2019, the average interest rate for private loans was 18.5% and 14.7% for business loans.

There are no additional fees when investing in the platform, but if you want to sell your portfolio or investment on the secondary market, you will have to pay a fee of 1%.

The company states that at the end of 2019, only 6.98% of payments among individual customers and 3.03% among business customers were late for more than 90 days. FinBee recovered 89% of its loans from overdue individuals.

How does it work?

  • Sign up.
  • Fill out the registration form and provide personal information about yourself.
  • After the system approves your information, top up your FinBee account with the amount you want.
  • Select the desired loan from the list and invest the selected amount in it.
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Who can invest and what are the requirements?

Anyone over the age of 18 can invest in the platform. All they have to do is sign up, verify the account, and choose the loans they want to invest in.

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Types of investments

  • Consumer loans
  • Car loans
  • Home repair loans
  • Refinancing
  • Individual activities
  • Wedding loans
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Risk and reward

In 2019, the average interest rates for private loans were 18.5% and 14.7% for business loans. Not all loans you invest in through the FinBee platform are covered by deposit insurance or secured by mortgage, nor is it guaranteed that the customer to whom you have lent money will fulfil his financial obligations properly. Investors themselves choose the degree of investment risk, the loans to be invested in and other criteria, therefore FinBee does not take any responsibility for the losses incurred to investors.

All funds in the FinBee deposit account are investors’ personal property. In the case of a company’s bankruptcy, it would be returned to investors. The deposit account owned by FinBee is completely separate from the other company’s accounts. People who borrowed money also transfer loan payments to this account, so in the case of bankruptcy, all payments transferred by the borrowers would be transferred to investors based on the payment schedule.

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Finbee reviews


The website has a convenient, quite modern design, and here you can find all the information quickly. The page is not overloaded with text, there is a balance between visual and textual content. The great thing is that the website has a concept which matches name and visual identity of the brand, making it easier to memorize all the information. The registration form is convenient, clear, and it is easy to choose loans and invest later. The mobile version is easy to use as well. The only downside is the lack of more detailed answers in the F.A.Q.

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Customer service

The team is quite friendly, professional, and they resolve issues quickly enough. Registration approvals can take some time, but this is for the safety of the borrowers and investors themselves. Email response time can take up to a day, you may not be able to get an answer on the phone right away, but it can happen rather quickly.

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Customers appreciate high interest rates, user-friendly website, and registration process. Unfortunately, it is not always possible to be on time or receive the promised call; communication is also slower with business customers. There are also repayment delays, deferrals, and FinBee team is responsible for their recovery. However, not all 100% of debts are fully recovered, so it is important to evaluate the data and reputation of each person, who takes a loan.

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Finbee Contacts

Finansų bitė, UAB

Phone: +370 (5) 219 9529


Address: Šv. Ignoto g. 5, Vilnius


Svetainės turinio ir projektų vadovas

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