The Best Online Loans in Lithuania – TOP 10
The Best Online Loans in Lithuania - TOP 10
“Bobutės paskola” is a quick way if you have a shortage of money and you need to get it fast. It is targeted at amounts up to 4000 EUR, but borrowing is only worthwhile if you need a small loan, because the company calculates relatively high interest rates. The cool thing is that here you will always find great offers, e.g. you can postpone payments or get a first loan of up to 200 EUR for free. Nevertheless, one should be cautious – the company does not remind that the loan repayment term is approaching, and it may take a long time to litigate in a court for delay.
Vivus.lt is a fast payday loan lender online for people with a fixed income and who want to borrow larger amounts, up to 15000 EUR. Because the financial situation of clients is thoroughly checked, it is not a loan for the unemployed or for students. Although interest rates on a loan are relatively high, they can be regulated by repaying faster. If this is not possible and you know that you will be late to repay, there is always a possibility to extend your loan.
TFBank.lt provides consumer credits up to 5000 EUR, so it will be suitable for those who want to receive a loan for a larger amount. Individuals, 22 years old and over, and who have a fixed income, can receive loans, and the annual interest rate can range from ~12.9% to 16.9%. The website clearly states loan terms and it‘s easy to use. You will be able to communicate with the company only on the phone and by email, contracts are made, using courier services. Also, each month there is an administrative fee of 6.9 EUR. If you delay the repayment without informing the bank, the interest for late payment will be calculated in accordance with the law, which is 0.05% for each overdue day.
Mokilizingas.lt is especially convenient for people, who often buy things or borrow money through leasing. The company issues MOKILIZINGO Cards, which can be used for payments and withdraw money from ATMs. If the leasing is paid by the end of the next month, it will not be subject to interest. The self-service system is rather simple and quick to fill, so it will not take a long time if you want to receive a loan or leasing. However, by borrowing from this site, you should be prepared to pay interest for at least one delayed return day and, in some cases, potentially complex communication with the consultants.
SMSpinigai.lt is a company, offering a wide range of services. Here you can take consumer, SMS loans, pledge a real estate or a car. Fast credits amount to 2000 EUR, and in case of financial difficulties, a payment extension service is available. Still, instant credits are the most popular and most recommended, quick and convenient way to borrow money quickly. Although the first credit is offered for free, it is necessary to take into account conditions that are limited. If you want to take a credit, be sure to check out the terms on their site and weight your options.
Paskolos.lt has a wide range of loan offers, covering both instant SMS loans and loans with real estate, which can reach up to 100,000 EUR. It is convenient that one repayment can be postponed up to 3 times, but it should be noted that this should be done at least a few days before the set date, otherwise the debt will be transferred to the Debt Collection Department. In the event of any questions or problems, you will have be patient; contacting with consultants and solving problems may take long time.
*We try to keep all the information about lenders and their offers (interest rates, loan duration, etc.) updated all the time, but make sure to check this information on the lender’s page before taking out a loan. And this probably goes without saying: weight your financial situation carefully before taking on any loan; make sure you will be able to repay on time avoiding avoiding extra interest and penalties.
You may also be interested in reading: