Have you ever felt cash-strapped? Or as if you’d never be able to make that credit card or energy bill payment? Well, help is at hand for those feeling unfortunate. We’ve compiled a list of the payday loans we feel will give you the best value. Before thinking about even getting a payday loan, always read the small print, understand what your interest rate will be on top of paying the money back, and work out how you will be able to repay the money back, and pay on time.
Here are our top ten recommended Payday loans and short-term loans to choose from:
REPRESENTATIVE EXAMPLE: £200 loan taken out over 3 Months (83 days). Annual rate of interest 292% fixed. Cost of credit £113.08. Monthly Payments: £104.36, £104.36 and £104.36. Total amount payable: £313.08
REPRESENTATIVE EXAMPLE: £200 loan taken for 6 Months. Annual rate of interest 292% fixed. 6 repayments of £64.44. Total amount payable: £386.61.
Representative example: Borrow £500 for 4 months. First monthly repayment of £172.09. Second and third monthly repayments of £229.45 Fourth monthly repayment of £114.75. Total repayment £745.74, interest rate p.a. (fixed) 226%.
There are a variety of payday loans and short-term loans companies to choose from. Most of them doesn’t require upfront fees and some of them offer early repaying option allowing to save on interest. Offering 7-day customer support and manageable repayment time frames, you can see why they are very popular ways for emergency cash when the going gets tough. We recommend you to contact them directly before taking out the loan.
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