8.4 Total Score

Lenndy is a great choice if you are looking for a P2P investment platform. The company offers a relatively high interest rate of 11-15%, and since you invest in short-term loans, the returns can be seen immediately. The platform provides an opportunity to invest small amounts (starting from 10 Euros) and divide them into several investments. Investors enjoy convenient website, easy registration, pleasant customer service. Although the company currently has a high reputation and fulfills all obligations, you should keep in mind that each investor takes the risk - deposits here do not have 100% protection against losses and are not insured or protected by state law.

Service Quality
Customer Service
  • Convenient website and registration;
  • You can invest from 10 Euros;
  • Automatic investment feature;
  • Interest rate up to 15%.
  • If investors want to sell loans, there is an additional 5% fee for each transaction;
  • Here you can invest in short-term loans, so the platform will not be suitable for who seeks to invest for 12-36 months' period;
  • Although Lenndy's fulfillment of obligations is currently 100%, deposits here are not additionally insured or protected by state law.
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Lenndy is a P2P (peer-to-peer) investment platform that was established in Lithuania in 2016 and later moved its activities to Latvia. This platform connects people who are looking for investment opportunities with people who need a loan. Applications for both business and consumer loans can be submitted through Lenndy.com platform. Investments start from 10 Euros; the platform provides an opportunity to invest money in different loans at the same time. Interest rate is as high as 11-15%.

Lenndy differs from other P2P investment platforms because it provides the ability to invest in loans that are already granted. The company cooperates with 3 alternative lending companies – First Finance, Simplefin and Daily Credit, through which the investment process takes place. This is extremely convenient, because there is no need to wait for the loan investment phase to be completed-borrowers get loans much faster, and investors can calculate the profit right away.

How does it work?

  • Sign up at Lenndy.com. You can even do this through Google or Facebook accounts.
  • Once your account is verified, select the loan you want to invest in and transfer the desired amount of money.
  • Lenndy.com also offers an automatic investment feature that allows you to invest in loans automatically. You can choose the best investment strategy, and the system will automatically select strategically suitable options for you. This way you will save the time you would spend looking for the best investment opportunities.
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Who can invest and what are the requirements?

Anyone over the age of 18 can invest in the Lenndy platform. All they have to do is sign up, verify the account, and choose the loans they want to invest in.

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Risk and reward

Through the Lenndy platform, investors can earn a rather high interest rate of 11-15%. The platform works with short-term and medium-term loans, so you will not have to wait years for a return. Loans with a money-back guarantee have a special mark on the Lenndy platform. If the borrower does not repay the money within 60 days, the responsible lending company returns the amount invested with interest. However, you should keep in mind that Lenndy works as an intermediary, so the investments in the platform are not additionally protected – each investor takes full risk and responsibility.

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Lenndy Review

The site is convenient, its design is modern, easy to manage. The menu bar is not overloaded. There you can find internal pages with the most important information that may be interesting to you to read before getting started. The mobile version is great for browsing and does not cause any inconvenience when registering or searching for information about investment opportunities.

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Customer service

Since the website and registration form are rather user-friendly, there should be no problems using its full functionality. However, if you have any questions, you can always contact the customer service team. They reply to emails quickly and in detail. However, it may be a little harder to contact by phone, but the communication is professional and enjoyable.

Opening hours – I–V 9:00–17:00.

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Customers rate the platform positively, especially good feedback is received for convenient website management, fast registration and the fact that if you want to invest in this platform, you do not need to have a lot of money and it can be diversified over several projects. The inconvenient thing is that Lenndy does not have an official secondary market, making it quite difficult to sell or buy financed loans. If investors want to sell loans, Lenndy charges an additional 5% fee for each transaction. Investors cannot sell loans outside the platform.

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Lenndy contacts

Lenndy, UAB

Phone: +3706 772 4818

E-mail: hello@lenndy.com

Address: Saltoniškių g. 12-2, Vilnius

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