Bino operates accordingly with industry standards and is a member of the Alternative Financial Services Association of Latvia. Interest rate is not accrued for the first loan of 500 EUR. Bino provides quick loans to Latvian citizens who are 20-75 years old. The client should not have any prior delays or debt violations. Also, it’s necessary to have a bank account and active mobile phone number. If it’s impossible to repay a loan on time, a client may postpone it for a fee for a period up to 30 days.