{"id":3247,"date":"2018-03-27T10:04:37","date_gmt":"2018-03-27T12:04:37","guid":{"rendered":"https:\/\/finanpa.com\/savy-paskola\/"},"modified":"2023-07-18T22:37:00","modified_gmt":"2023-07-18T19:37:00","slug":"savy-paskola-2","status":"publish","type":"post","link":"https:\/\/finanpa.com\/en\/savy-paskola-2\/","title":{"rendered":"SAVY Loans"},"content":{"rendered":"    \t\t\t\t\t<div class=\"rate_bar_wrap\">\n\t\t\t<div class=\"review-top\">\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"overall-score\">\n\t\t\t\t\t<span class=\"overall r_score_9\">8.8<\/span>\n\t\t\t\t\t<span class=\"overall-text\">Total Score<\/span>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\t\t\t\t\n\t\t\t\t<div class=\"review-text\">\n\t\t\t\t\t<span class=\"review-header\">Gosavy.com<\/span>\n\t\t\t\t\t<p>\n\t\t\t\t\t\tThe Savy platform is convenient because loans are provided based on P2P (peer-to-peer) principle, so it is possible to agree on better terms, here the interest rates are lower than from other loan companies. This platform provides both consumer (up to 19,000 Euros) and business loans (up to 500,000 Euros). While this method of borrowing is more convenient and beneficial for the borrower, you must remember that the search for an investor can take time. Because of that, the platform is not suitable for those who want to get money here and now.\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"review-criteria\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rate-bar clearfix\" data-percent=\"90%\">\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-title\"><span>Use of Website<\/span><\/div>\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-bar r_score_9\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-percent\">9<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rate-bar clearfix\" data-percent=\"90%\">\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-title\"><span>Service Quality<\/span><\/div>\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-bar r_score_9\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-percent\">9<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"rate-bar clearfix\" data-percent=\"80%\">\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-title\"><span>Customer Service<\/span><\/div>\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-bar r_score_8\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"rate-bar-percent\">8<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t \n\t\t\t\t\t\t<!-- PROS CONS BLOCK-->\n\t\t\t<div class=&quot;pros_cons_values_in_rev flowhidden&quot;>\n\t\t\t\t\t\t<div class=\"wpsm-one-half wpsm-column-first\">\n\t\t\t\t<div class=\"wpsm_pros padd20\">\n\t\t\t\t\t<div class=\"title_pros\">PROS<\/div>\n\t\t\t\t\t<ul>\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<li>Since the platform is only an intermediary and the money is lent from one person to another, you can agree on more flexible terms and get better interest rates;\r<\/li><li>The website is convenient, and the information is laid out clearly.<\/li>\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"wpsm-one-half wpsm-column-last\">\n\t\t\t\t<div class=\"wpsm_cons padd20\">\n\t\t\t\t\t<div class=\"title_cons\">CONS<\/div>\n\t\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t<li>Common system errors;\r<\/li><li>Sometimes there is a lack of promptness in solving problems;\r<\/li><li>It can take a while until you find an investor.<\/li>\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\n\t\t\t<!-- PROS CONS BLOCK END-->\t\n\n\t\t\t\t\t\t\t<a href=\"#respond\" class=\"rehub_scroll add_user_review_link\">Add your review<\/a> <span class=\"add_user_review_link\"> &nbsp;|&nbsp; <\/span><a href=\"#comments\" class=\"rehub_scroll add_user_review_link\">Read reviews and comments<\/a>\t\t\t\n\t\t<\/div>\n\t\n\n\n\n \r\n <div class=\"rehub_bordered_block rh_listofferitem rh_list_mbl_im_left \">\r\n    <div class=\"rh-flex-center-align rh-flex-justify-center mobileblockdisplay\">\r\n            <div class=\"rh_listcolumn rh_listcolumn_image text-center\">\r\n            <a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\" target=\"_blank\" rel=\"nofollow sponsored\" class=\"re_track_btn\">\r\n                                    <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/finanpa.com\/wp-content\/uploads\/thumbs_dir\/gosavy-qw39eh8u89urwfpul716zi6lkgpw9jvjhjibhv10pk.jpg\" width=\"90\" height=\"90\" alt=\"SAVY Loans\" \/>                            <\/a>\r\n            <\/div>\r\n        <div class=\"rh_listcolumn rh-flex-grow1 rh_listcolumn_text\">\r\n            <div class=\"font120 fontbold rehub-main-font lineheight20\"><\/div>\r\n            <div class=\"mt10 greycolor font90 lineheight20\"><\/div>\r\n        <\/div>\r\n        <div class=\"rh_listcolumn rh_listcolumn_price text-center\">\r\n            <span class=\"rh_price_wrapper\"><span class=\"price_count rehub-main-color fontbold\"><ins><\/ins><\/span><\/span>\r\n            <div class=\"brand_logo_small\">              \r\n                                 \r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"text-right-align rh_listcolumn_btn\">\r\n            <div class=\"priced_block clearfix\">\r\n                <div>\r\n                    <a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n                                                    SEE IT                                            <\/a>\r\n                <\/div>\r\n                                                          \r\n                        <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n \r\n \n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\">GoSavy.com<\/a> is a virtual<a href=\"https:\/\/finanpa.com\/en\/\"> loan platform<\/a> based on the P2P (peer-to-peer) online lending model. The company does not issue loans itself; it <strong>acts as an intermediary<\/strong> when customers lend their money to other customers. Loans are issued here for different purposes: for personal needs, refinancing, for a car or a house purchase &#8211;<strong> up to 19,000 euros<\/strong> without the deposit. Savy.lt also gives business loans: up to 5,000 euros without pledges on the assets and even <strong>up to 500,000<\/strong> euros with pledges on the assets. The Savy platform allows lending and borrowing to both legal and natural persons to whom such a right is granted by <a href=\"https:\/\/www.infolex.lt\/ta\/12755:str6.870\" target=\"_blank\" rel=\"noopener\">Article 6,870<\/a> of the Civil Code of the Republic of Lithuania.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How does it work?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can <a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\">sign up on the Savy platform<\/a> or simply enter the desired amount, repayment term in the calculator, click &#8220;Get a loan&#8221;, submit an application and transfer a 0.06 Euro data confirmation declaration.<\/li>\n\n\n\n<li>Every person who wants to receive a loan is checked in accordance with the regulations on responsible lending approved by the Bank of Lithuania: they analyze credit history, ratio of income to financial liabilities, etc.<\/li>\n\n\n\n<li>Customers who have passed the check are registered in a database where investors choose who to lend money to.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">For what purposes loans are issued?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/finanpa.com\/en\/best-online-loans-lithuania\/\">consumer loans<\/a>;<\/li>\n\n\n\n<li>housing repairs;<\/li>\n\n\n\n<li>business loans;<\/li>\n\n\n\n<li>car loans;<\/li>\n\n\n\n<li>refinancing;<\/li>\n\n\n\n<li>house or apartment loan.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Refinancing<\/h2>\n\n\n\n<p>The platform provides a refinancing possibility for which the application is filled out in almost the same way as for a regular loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Loan repayment and extension<\/h2>\n\n\n\n<p>The lending process takes place directly between customers, so the repayment or extension of loans is negotiated with each case individually.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Use of the Website<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\"><img fetchpriority=\"high\" decoding=\"async\" width=\"787\" height=\"379\" src=\"https:\/\/finanpa.com\/wp-content\/uploads\/2018\/03\/Savy-Paskolos-e1522147433591.png\" alt=\"\" class=\"wp-image-1450\" srcset=\"https:\/\/finanpa.com\/wp-content\/uploads\/2018\/03\/Savy-Paskolos-e1522147433591.png 787w, https:\/\/finanpa.com\/wp-content\/uploads\/2018\/03\/Savy-Paskolos-e1522147433591-1536x740.png 1536w, https:\/\/finanpa.com\/wp-content\/uploads\/2018\/03\/Savy-Paskolos-e1522147433591-2048x986.png 2048w\" sizes=\"(max-width: 787px) 100vw, 787px\" \/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\">Gosavy.com<\/a> website is simple, but its use is very clear and convenient, there is no unnecessary information, <strong>very detailed answers to F.A.Q.<\/strong>, a well-developed section for investors, where they can quickly view all the necessary data about people who apply for a loan.&nbsp;<strong>Some places lack visuals<\/strong>: there is a lot of text, tables are arranged in text format. However, everything is arranged purposefully, so it is impossible to get lost in the flow of information.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Customer service<\/h2>\n\n\n\n<p>When communicating over the phone, there is sometimes a lack of clarity and a sense that the consultant is on the client\u2019s side.&nbsp;You may need to wait for an email response for a long time. The good thing is that you can contact consultants not only on business days, but on Saturdays as well.<\/p>\n\n\n\n<p><strong>Opening hours:<\/strong>&nbsp;Mon-Fri: 8:00-19:00 val.; Sat: 10:00\u201318:00.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Payment methods<\/h2>\n\n\n\n<p>Payments are made to Savy bank account or via <a href=\"https:\/\/finanpa.com\/paysera-lt-mokejimai\/\">PAYSERA<\/a> system.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Typical loan example?<\/h2>\n\n\n\n<p>If you borrow 2,000 \u20ac with a 24-month repayment term, fixed annual interest rate is 8%, brokerage fee 94 \u20ac, monthly payment &#8211; 96.25 \u20ac, APRC (annual percentage rate of charge) &#8211; 20.96%, total amount paid &#8211; 2,404 \u20ac.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Customer feedback<\/h2>\n\n\n\n<p>Due to the more flexible conditions, many people view the platform positively and they did not face any major problems.&nbsp; However, <strong>there are complaints about changes in contract terms during the process, communication between consultants and prompt resolution of problems.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Savy contacts<\/h2>\n\n\n\n<p><strong>Bendras finansavimas, UAB<\/strong><\/p>\n\n\n\n<p>Phone: +370 610 31184;<\/p>\n\n\n\n<p>Emai: labas@savy.lt;<\/p>\n\n\n\n<p>Address: M. Valan\u010diaus g. 1-1, LT-03105 Vilnius.<\/p>\n\n\n \r\n <div class=\"rehub_bordered_block rh_listofferitem rh_list_mbl_im_left \">\r\n    <div class=\"rh-flex-center-align rh-flex-justify-center mobileblockdisplay\">\r\n            <div class=\"rh_listcolumn rh_listcolumn_image text-center\">\r\n            <a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\" target=\"_blank\" rel=\"nofollow sponsored\" class=\"re_track_btn\">\r\n                                    <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/finanpa.com\/wp-content\/uploads\/thumbs_dir\/gosavy-qw39eh8u89urwfpul716zi6lkgpw9jvjhjibhv10pk.jpg\" width=\"90\" height=\"90\" alt=\"SAVY Loans\" \/>                            <\/a>\r\n            <\/div>\r\n        <div class=\"rh_listcolumn rh-flex-grow1 rh_listcolumn_text\">\r\n            <div class=\"font120 fontbold rehub-main-font lineheight20\"><\/div>\r\n            <div class=\"mt10 greycolor font90 lineheight20\"><\/div>\r\n        <\/div>\r\n        <div class=\"rh_listcolumn rh_listcolumn_price text-center\">\r\n            <span class=\"rh_price_wrapper\"><span class=\"price_count rehub-main-color fontbold\"><ins><\/ins><\/span><\/span>\r\n            <div class=\"brand_logo_small\">              \r\n                                 \r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"text-right-align rh_listcolumn_btn\">\r\n            <div class=\"priced_block clearfix\">\r\n                <div>\r\n                    <a href=\"https:\/\/finanpa.com\/ziureti\/savy\/\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n                                                    SEE IT                                            <\/a>\r\n                <\/div>\r\n                                                          \r\n                        <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n \r\n \n","protected":false},"excerpt":{"rendered":"<p>GoSavy.com is a virtual loan platform based on the P2P (peer-to-peer) online lending model. The company does not issue loans itself; it acts as an intermediary when customers lend their money to other customers. Loans are issued here for different purposes: for personal needs, refinancing, for a car or a house purchase &#8211; up to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56,49],"tags":[93,94,87,95,88,96,97,90,91,92],"offerexpiration":[],"class_list":["post-3247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lenders","category-lithuania","tag-autolizingas-en","tag-busto-remontui-en","tag-fiziniams-en","tag-ilgalaikes-en","tag-kreditoriai-en","tag-p2p-en","tag-paskola-verslui-en","tag-refinansavimas-en","tag-vartojimo-paskola-en","tag-visa-para-en"],"_links":{"self":[{"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/posts\/3247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/comments?post=3247"}],"version-history":[{"count":4,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/posts\/3247\/revisions"}],"predecessor-version":[{"id":13052,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/posts\/3247\/revisions\/13052"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/media\/1462"}],"wp:attachment":[{"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/media?parent=3247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/categories?post=3247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/tags?post=3247"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/finanpa.com\/en\/wp-json\/wp\/v2\/offerexpiration?post=3247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}